Chasing A Loan Modification

December 14, 2009, 10:40 am: Izzy C. from the Consumer Credit and Budget Counseling in Marmora, NJ called and told me that until and unless I was 31 days past due on my loan, they could not help me, although he did give me the number for the Chase Home Ownership Center in Media, PA (610) 892-6620.

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